Oftentimes an insured and/or the insurance agent become targets in litigation. This may be the result of acts of claimed or alleged misfeasance (e.g. doing something incorrectly or not at all) on the part of the agent, or nondisclosure on the part of the insured to the agent. Something as simple as a miscommunication can land an insured into significant litigation with the insurance carrier or leave the insured without the proper coverage or no coverage at all.

IEG provides pre-policy issuance assistance to its clients in the initial stages of seeking insurance coverage so that the proper disclosures as to the risk are made; the proper coverage is obtained, and the charges therefor are correct so that the relationship between the insured and the agent is productive and difficulties with the insurer as to disclosures and the like are minimized or eliminated.

Mr. Smart, having been an agent for practically all of his 40 year insurance career and served as an expert witness as to agent responsibility and liability, is particularly sensitive to issues relating to insurance agents. His attention to details has proved a valuable asset to both agents and insureds who have been subjected to litigation as a result of their agent's actions or inactions.